A furnace failing in January rarely fits a budget. We offer financing through two lending partners so you can replace equipment now and pay over time.
The most popular options: 0% interest for 12 months (pay it off in a year and pay no interest), or fixed monthly payments over 60 to 120 months at a set rate. Applications take about 10 minutes online or with your comfort advisor, and you get a decision right away. Checking your options doesn't affect your credit score; a hard inquiry happens only if you accept.
We'll show you the monthly payment and the total cost side by side, so there are no surprises. Financing applies to installations over $1,500, and to large repairs.
Signs you need this
- You need to replace equipment now but would rather spread the cost
- You're comparing a repair to a replacement and cost is the deciding factor
- You want to keep savings free for other emergencies
How it works
Get a quote
Your written quote shows the cash price and monthly options.
Apply
About 10 minutes, online or with your advisor. Soft credit check to see options.
Install
Once approved, we schedule the install. Your first payment is due about 30 days after.
Common questions
Does applying hurt my credit?
Checking your options is a soft inquiry and doesn't affect your score. A hard inquiry happens only if you accept an offer.
Can I pay off early?
Yes, with no prepayment penalty.
What if I'm not approved?
We'll talk through other options, including a less expensive system, a repair to get through the season, or income-qualified rebate programs.